Overview :
- Free pre-approved ADIB VISA Cashback Card for the first year
- First installment payment grace period up to 90 days
- Two free installments postponements every year
- Takaful cover protection with competitive rates
*Terms and Conditions apply
Eligibility :
Minimum Salary of AED 8000 per month.
Age Criteria for UAE Nationals: Min. 21 Years; Max. 65 Years (at maturity of Finance)
Age Criteria for Expatriates: Min. 21 Years; Max. 60 Years (at maturity of Finance)
Length of Service for UAE Nationals: Confirmed or 3 months
Length of Service for Expatriates: Confirmed or 6 months.
DOCUMENTS YOU NEED:
- Original and copy of valid passport (with valid residence visa for expatriates)
- Original and copy of valid Emirates ID
- Bank account statement (last 3 months)
Interest Rates:
| Loan Amount Availed | Salary Transfer Personal Loans | Non-Salary Transfer Personal Loans |
| AED 101,000 to AED 200,000 | 7.25% to 10.29% on a Reducing Basis | 16% to 18% on a Reducing Basis |
| Above AED 200,000 | 7.25% to 10.29% on a Reducing Basis | 16% to 18% on a Reducing Basis |