ADIB Personal Finance

Top reasons to choose

ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.

  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days

Minimum Salary

AED 8000

Interest Rate

6.75% Reducing

Salary Transfer

Required

  • Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
  • Competitive profit rates.
  • Flexible repayment terms up to 48 months.
  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days
  • Two free installments postponements every year
  • Takaful cover protection with competitive rates​
  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID.
  • Fresh salary transfer letter / Salary certificate addressed to ADIB.
  • Three months bank statement (if salary not credited to ADIB).
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ADIB Personal Finance

Top reasons to choose

ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.

  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days
  • Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
  • Competitive profit rates.
  • Flexible repayment terms up to 48 months.
  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days
  • Two free installments postponements every year
  • Takaful cover protection with competitive rates​
  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID.
  • Fresh salary transfer letter / Salary certificate addressed to ADIB.
  • Three months bank statement (if salary not credited to ADIB).