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6.49%Reducing Rate
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AED 7000Min. Salary
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6 - 48 MonthsAvailable Terms
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No |
Apply Now
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Mashreq Debt Consolidation Loan
Top reasons to choose
Discover an efficient way to repay your loans Combine your debts into one personal loan and save on interest repayments.
- Lower collective payments on the debt consolidation
- 1st EMI deferral period up to 90 days
- Save more money on reduced interest payment
Interest Rate
6.49% Reducing
- Lower monthly payments
- Increased disposable income
- Reduced interest payments over lifecycle
- Higher Loan amount:
– AED 1 Million for Expats and AED 3 Million for UAE Nationals
- Last 3 months bank statement with salary credit
- Salary Transfer Letter as per Mashreq format Or Salary Cert. for Govt./ Semi Govt. employees
- Passport Copy with Valid residence visa
- Valid Emirates ID
Mashreq Debt Consolidation Loan
Top reasons to choose
Discover an efficient way to repay your loans Combine your debts into one personal loan and save on interest repayments.
- Lower collective payments on the debt consolidation
- 1st EMI deferral period up to 90 days
- Save more money on reduced interest payment
- Lower monthly payments
- Increased disposable income
- Reduced interest payments over lifecycle
- Higher Loan amount:
– AED 1 Million for Expats and AED 3 Million for UAE Nationals
- Last 3 months bank statement with salary credit
- Salary Transfer Letter as per Mashreq format Or Salary Cert. for Govt./ Semi Govt. employees
- Passport Copy with Valid residence visa
- Valid Emirates ID
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11.33%Reducing Rate
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AED 10000Min. Salary
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6 - 48 MonthsAvailable Terms
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No |
Apply Now
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ADCB Personal Loan
Top reasons to choose
A customized solution that suits your ambitions with ADCB Loans
- Attractive personal loan amounts up to AED 2 Million
- Competitive interest rates
- Minimum documentation
- Fleximble repayment terms
- Quick and seamless processing
Minimum Salary
AED 10,000
Interest Rate
11.33% Reducing
- Highest salary multiples
- Longest repayment periods
- Low interest rates
- Consolidation of loans available
- Simple documentation
- Credit Life Insurance
- Free ADCB Credit Card
- Plus up to 2 times salary overdraft
- Completed Application Form
- Valid Passport, Visa and EID card copy
- Last 3 months banks statements copy
- Salary Certificate issued to ADCB, dated 30 days or less from date of loan application
- Salary transfer letter
- Details of existing loans/ liabilities
ADCB Personal Loan
Top reasons to choose
A customized solution that suits your ambitions with ADCB Loans
- Attractive personal loan amounts up to AED 2 Million
- Competitive interest rates
- Minimum documentation
- Fleximble repayment terms
- Quick and seamless processing
- Highest salary multiples
- Longest repayment periods
- Low interest rates
- Consolidation of loans available
- Simple documentation
- Credit Life Insurance
- Free ADCB Credit Card
- Plus up to 2 times salary overdraft
- Completed Application Form
- Valid Passport, Visa and EID card copy
- Last 3 months banks statements copy
- Salary Certificate issued to ADCB, dated 30 days or less from date of loan application
- Salary transfer letter
- Details of existing loans/ liabilities
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6.75%Reducing Rate
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AED 8000Min. Salary
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6 - 48 MonthsAvailable Terms
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Yes |
Apply Now
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ADIB Personal Finance
Top reasons to choose
ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.
- Free pre-approved ADIB VISA Cashback Card for the first year
- First installment payment grace period up to 90 days
Interest Rate
6.75% Reducing
- Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
- Competitive profit rates.
- Flexible repayment terms up to 48 months.
- Free pre-approved ADIB VISA Cashback Card for the first year
- First installment payment grace period up to 90 days
- Two free installments postponements every year
- Takaful cover protection with competitive rates
- Original and copy of valid passport (with valid residence visa for expatriates).
- Original and copy of valid Emirates ID.
- Fresh salary transfer letter / Salary certificate addressed to ADIB.
- Three months bank statement (if salary not credited to ADIB).
ADIB Personal Finance
Top reasons to choose
ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.
- Free pre-approved ADIB VISA Cashback Card for the first year
- First installment payment grace period up to 90 days
- Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
- Competitive profit rates.
- Flexible repayment terms up to 48 months.
- Free pre-approved ADIB VISA Cashback Card for the first year
- First installment payment grace period up to 90 days
- Two free installments postponements every year
- Takaful cover protection with competitive rates
- Original and copy of valid passport (with valid residence visa for expatriates).
- Original and copy of valid Emirates ID.
- Fresh salary transfer letter / Salary certificate addressed to ADIB.
- Three months bank statement (if salary not credited to ADIB).
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11%Reducing Rate
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AED 3000Min. Salary
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6 - 48 MonthsAvailable Terms
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Yes |
Apply Now
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DIB Personal Finance
Top reasons to choose
Personal finance decisions are best made when they’re simple, stress-free, and focused on you.
- High loan amounts
- Convenience of flexible finance
- With min. salary as low as AED 3000. T&C apply
Interest Rate
11% Reducing
- Minimum salary requirement of AED 5,000 only
- Maximum tenure of 48 months
- High finance approvals for your personal finance needs
- Maximum finance set at AED 4 million for UAE Nationals and AED 2 million for Expatriates
- Copy of Passport(with residence visa for expatriates)
- Copy of Emirates ID
- Salary and End of Service Benefit Transfer Letter/Certificate from the employer
- Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self employed professionals/ businessmen)
- Copy of valid trade license (for self employed professionals/businessmen)
DIB Personal Finance
Top reasons to choose
Personal finance decisions are best made when they’re simple, stress-free, and focused on you.
- High loan amounts
- Convenience of flexible finance
- With min. salary as low as AED 3000. T&C apply
- Minimum salary requirement of AED 5,000 only
- Maximum tenure of 48 months
- High finance approvals for your personal finance needs
- Maximum finance set at AED 4 million for UAE Nationals and AED 2 million for Expatriates
- Copy of Passport(with residence visa for expatriates)
- Copy of Emirates ID
- Salary and End of Service Benefit Transfer Letter/Certificate from the employer
- Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self employed professionals/ businessmen)
- Copy of valid trade license (for self employed professionals/businessmen)
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10.86%Reducing Rate
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AED 5000Min. Salary
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6-48 MonthsAvailable Terms
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No |
Apply Now
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RAK Bank Cash Loan (Non-salary transfer)
Top reasons to choose
Get a high Cash Loan amount with no salary transfer required at competitive interest rates, with RAK Bank Cash Loan
- Quick Approvals
- Competitive Interest Rates
- Easy does it ! Hassle-free loan takeovers from other banks
- Simple and Easy documentation
Interest Rate
10.86% Reducing
Salary Transfer
Not Required
- High Personal Loan amounts at low interest rates
- Quick approvals
- Competitive interest rates
- Flexible repayment periods of up to 48 months for expatriates and UAE nationals (60 months for Armed Forces Staff)
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 470 at an effective interest rate of 13.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,540, The borrower would be paying AED 2,540 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Arrangement Fee: 1% of the finance amount
RAK Bank Cash Loan (Non-salary transfer)
Top reasons to choose
Get a high Cash Loan amount with no salary transfer required at competitive interest rates, with RAK Bank Cash Loan
- Quick Approvals
- Competitive Interest Rates
- Easy does it ! Hassle-free loan takeovers from other banks
- Simple and Easy documentation
- High Personal Loan amounts at low interest rates
- Quick approvals
- Competitive interest rates
- Flexible repayment periods of up to 48 months for expatriates and UAE nationals (60 months for Armed Forces Staff)
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 470 at an effective interest rate of 13.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,540, The borrower would be paying AED 2,540 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Arrangement Fee: 1% of the finance amount
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8%Reducing Rate
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AED 8000Min. Salary
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6-48 MonthsAvailable Terms
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No |
Apply Now
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Citibank Salary Transfer Loan
Top reasons to choose
- Approvals in 1 day
- Instant loan funding on final approval
- Low rates starting from 8%
Interest Rate
8% Reducing
- Loans of up to AED 250,000 (Salary transfer to Citibank required)
- Loan amounts of up to 20 times of your salary
- Competitive interest rates
- Fast Approvals – in 1 day
- Instant loan funding upon final approval
- Tenors from 6 months up to 48 month
- Salary transfer letter
- Last three months bank statements (with salary transfer)
- Minimum (fixed) monthly salary of only AED 8,000
- Passport copy / Emirates ID Copy
- 6 months on the job or confirmed employment
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 479 at an effective interest rate of 6.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Citibank Salary Transfer Loan
Top reasons to choose
- Approvals in 1 day
- Instant loan funding on final approval
- Low rates starting from 8%
- Loans of up to AED 250,000 (Salary transfer to Citibank required)
- Loan amounts of up to 20 times of your salary
- Competitive interest rates
- Fast Approvals – in 1 day
- Instant loan funding upon final approval
- Tenors from 6 months up to 48 month
- Salary transfer letter
- Last three months bank statements (with salary transfer)
- Minimum (fixed) monthly salary of only AED 8,000
- Passport copy / Emirates ID Copy
- 6 months on the job or confirmed employment
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 479 at an effective interest rate of 6.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,987. The borrower would be paying AED 2,987 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
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14%Reducing Rate
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AED 8000Min. Salary
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6-48 MonthsAvailable Terms
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No |
Apply Now
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Citibank Personal Installment Loan
Top reasons to choose
Apply for a Personal Loan and get a decision in 10 minutes with with citibank personal installment loan
- No Salary transfer required
- Minimum Documentation
- Monthly installments starting from as low as AED 220
- Apply with your ID only
- Get up to AED 1,250 in noon e-vouchers. T&C Apply
Interest Rate
14% Reducing
Salary Transfer
Not Required
- Loans of up to AED 175,000 (No salary transfer to Citibank required)
- Loans of up to 8 times your salary
- Competitive interest rates
- Fast Approvals – in 1 day
- Loan funding in 1 day
- Tenors from 6 months up to 48 month
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 546 at an effective interest rate of 13.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED26,230, The borrower would be paying AED 6,230 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Processing Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500
Citibank Personal Installment Loan
Top reasons to choose
- No Salary transfer required
- Minimum Documentation
- Monthly installments starting from as low as AED 220
- Apply with your ID only
- Get up to AED 1,250 in noon e-vouchers. T&C Apply
- Loans of up to AED 175,000 (No salary transfer to Citibank required)
- Loans of up to 8 times your salary
- Competitive interest rates
- Fast Approvals – in 1 day
- Loan funding in 1 day
- Tenors from 6 months up to 48 month
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 546 at an effective interest rate of 13.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED26,230, The borrower would be paying AED 6,230 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Processing Fee: 1% of Loan amount with min. AED 500 and up to a max. of AED 2,500
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19.99 %Reducing Rate
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AED 5000Min. Salary
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6-48 MonthsAvailable Terms
|
No |
Apply Now
|
Deem Finance Personal Loan
Top reasons to choose
Deem Finance Personal loan comes with affordable installments. More peace of mind
- EMI can be as low as AED 305 per month for every 10,000
- Easy and Hassle Free Process- Pre approval in 24 hours
- No Salary Transfer Required
Interest Rate
19.99% Reducing
Salary Transfer
Not Required
- Pay your installments automatically with the direct debit feature
- Deem Finance Personal Loan is protected with Credit Life Plus
- Pricing may vary depending on the facility and subject to credit approvals.
- Choose your payment date based on when you receive your salary
- Flexible repayment period to suit your needs
- Simple application process
- Free Credit Card
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 609 at an effective interest rate of 19.99% per annum.
The total repayment that would have been paid at the completion of the loan would be AED29,209. The borrower would be paying AED 9,209 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Processing Fee: 1% of the loan amount, minimum AED 500, maximum AED 2,500
Deem Finance Personal Loan
Top reasons to choose
Deem Finance Personal loan comes with affordable installments. More peace of mind
- EMI can be as low as AED 305 per month for every 10,000
- Easy and Hassle Free Process- Pre approval in 24 hours
- No Salary Transfer Required
- Pay your installments automatically with the direct debit feature
- Deem Finance Personal Loan is protected with Credit Life Plus
- Pricing may vary depending on the facility and subject to credit approvals.
- Choose your payment date based on when you receive your salary
- Flexible repayment period to suit your needs
- Simple application process
- Free Credit Card
- Valid Emirates ID
- Valid Passport and Visa
- Bank Statement
- Payslip or Salary Certificate
- Additional documents as per need
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 609 at an effective interest rate of 19.99% per annum.
The total repayment that would have been paid at the completion of the loan would be AED29,209. The borrower would be paying AED 9,209 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Processing Fee: 1% of loan amount, minimum AED 500, maximum AED 2,500
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9.30%Reducing Rate
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AED 7000Min. Salary
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6-48 MonthsAvailable Terms
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No |
Apply Now
|
FAB Personal Loan for UAE Expats
Top reasons to choose
With FAB personal loan get high loan amounts at low-interest rates for your next personal venture.
- Attractive loan amounts up to AED 2 Million
- Competitive interest rates
- Minimum documentation
- Fleximble repayment terms
- Quick and seamless processing
Interest Rate
9.30% Reducing
- 90 day grace period until the first repayment
- FAB personal loan have most competitive rate in the market
- Loans of up to AED 2 million
- Flexible repayment terms
- Minimum documentation
- Fast-track approvals
- Comprehensive personal life insurance coverage
- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
- Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
- Salary transfer letter/salary certificate addressed to FAB
- Liability letter or a clearance letter (in case of buyout loans)
- Application completed and signed by the customer
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 452 at an effective interest rate of 4.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,104. The borrower would be paying AED 2104 as interest.
Please use Gulf Finance’s EMI Calculator for further details.
Processing Fee: 1.05% of the finance amount. A minimum of AED 525 to a max of AED 2625.
FAB Personal Loan for UAE Expats
Top reasons to choose
With FAB personal loan get high loan amounts at low-interest rates for your next personal venture.
- Attractive loan amounts up to AED 2 Million
- Competitive interest rates
- Minimum documentation
- Fleximble repayment terms
- Quick and seamless processing
- 90 day grace period until the first repayment
- FAB personal loan have most competitive rate in the market
- Loans of up to AED 2 million
- Flexible repayment terms
- Minimum documentation
- Fast-track approvals
- Comprehensive personal life insurance coverage
- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
- Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
- Salary transfer letter/salary certificate addressed to FAB
- Liability letter or a clearance letter (in case of buyout loans)
- Application completed and signed by the customer
If a customer borrows a loan of AED 20,000 and earns an income of AED 10,000. With a repayment period of 48 months, the EMI would be AED 452 at an effective interest rate of 4.99% per annum.
Total repayment that would have been paid at the completion of the loan would be AED22,104. The borrower would be paying AED 2104 as interest.
Please use Soulwallet’s Loans EMI Calculator for further simulations.
Processing Fee: 1.05% of the finance amount. A minimum of AED 525 to a max of AED 2625.
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