ADIB Personal Finance

Top reasons to choose

ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.

  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days

Minimum Salary

AED 8000

Interest Rate

6.75% Reducing

Salary Transfer

Required

  • Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
  • Competitive profit rates.
  • Flexible repayment terms up to 48 months.
  • Free pre-approved ADIB VISA Cashback Card for the first year
  • First installment payment grace period up to 90 days
  • Two free installments postponements every year
  • Takaful cover protection with competitive rates​
  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID.
  • Fresh salary transfer letter / Salary certificate addressed to ADIB.
  • Three months bank statement (if salary not credited to ADIB).

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    (Please do not apply if your Monthly Salary is less than AED 8000)

    ADIB Personal Finance

    Top reasons to choose

    ADIB constantly looks for ways to help you in your life through our Personal Finance solutions.

    • Free pre-approved ADIB VISA Cashback Card for the first year
    • First installment payment grace period up to 90 days
    • Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
    • Competitive profit rates.
    • Flexible repayment terms up to 48 months.
    • Free pre-approved ADIB VISA Cashback Card for the first year
    • First installment payment grace period up to 90 days
    • Two free installments postponements every year
    • Takaful cover protection with competitive rates​
    • Original and copy of valid passport (with valid residence visa for expatriates).
    • Original and copy of valid Emirates ID.
    • Fresh salary transfer letter / Salary certificate addressed to ADIB.
    • Three months bank statement (if salary not credited to ADIB).