ADIB Spice Card

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ADIB Spice Card
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Add some spice by adding this card in your list to earn huge on your spending.

Features and Benefits

  1. Earn 1 reward point for 1 AED you spend on your card domestically, and earn 2 reward points on every 1 AED spent internationally.
  2. Spend a minimum of AED 3,000 in a month (locally & internationally) and enjoy 1% cashback on all utility payments, 4% cashback on fuel​, 7% cashback on all supermarket & grocery spends, 9% cashback on all participating restaurant spends.
  3. Up to 2 reward points on all other spends.
  4. All Priceless Arabia offer. From dining, shopping and sports to exciting attractions and travel.
  5. Withdraw 100% of your finance limit as cash.
  6. ADIB Easy Pay Plan option​​.
  7. ​Convert your purchase at any of the 3 jewellers mentioned in the list, into an Easy Payment plan of 3 or 6 months @ 0% Murabaha (profit). A minimum spend of AED 1000 is required. Offer is not valid for gold coins or gold bars. Listed jewellers : Joyalukkas, Al Liali Jewellery, Pure Gold.
  8. Cash on Call option. With Cash on Call you get access to cash up to your available limit in one easy phone call.

Minimum Salary

AED 5,000

Applicable Rates

3.09% (W/ Salary Transfer)
3.09% (W/O Salary Transfer)

Annual Fee: AED 199

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